I have spent a long time in that position and entirely get where you're coming from. Having recently experienced a change in circumstances, though, I have to side with the author - my previous frugal mindset has left me unprepared to manage larger resources.
If you'd asked me 3 months ago what I'd do with a windfall, I'd have said something like 'enjoy 10%, share 10%, use 30% for a project, put the other 50% in some savings vehicle, then get back to work'. In actuality I've got option paralysis because the consequences of such decisions loom larger than I'm used to.
If you'd asked me 3 months ago what I'd do with a windfall, I'd have said something like 'enjoy 10%, share 10%, use 30% for a project, put the other 50% in some savings vehicle, then get back to work'. In actuality I've got option paralysis because the consequences of such decisions loom larger than I'm used to.