> ...and crypto is pretty useless as a payment method these days due to slow processing and high value fluctuations.
That is not true. For example using USDT on Polygon is cheap (~0.00 USD fee), fast (a few seconds) and not volatile (because its value is tied to USD). There are other options too, with a slightly different set of tradeoffs.
The main problems of crypto are actually scams and illiteracy of the masses on how to use it. The situation is IMHO improving on both counts, but slowly.
> ...and crypto is pretty useless as a payment method these days due to slow processing and high value fluctuations.
That is not true. For example using USDT on Polygon is cheap (~0.00 USD fee), fast (a few seconds) and not volatile (because its value is tied to USD). There are other options too, with a slightly different set of tradeoffs.
The main problems of crypto are actually scams and illiteracy of the masses on how to use it. The situation is IMHO improving on both counts, but slowly.