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> ? Every few days I have to enter a 6 digit number I generate on a device I have with me all the time.

I use more than one service a day, and some infrequently, so for me about every day I have a minute or two where I try to login, need to find my phone (it's not predictable when it will ask), and then type it in. This happens to every person several times a day!

I also now must carry a smart phone with me to participate in society.

But the main drag is that when people lose or break their phones the response is: "just don't do that" and the consequences range from losing your account to calling customer service.

> Mostly TOTP. Bots could do that too. I don't see the connection.

Most people using 2FA do not use TOTP, they use a phone number.

Bots could use TOTP, it's more infrastructure, and it's a proof of work function for them to login.



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