If you go fullscreen in a WSL terminal, at least the ads can't hurt you. I still get jumpscared by the Apple Music popup when I put on my headphones with a Mac...
Apparently, there are ads everywhere in macOS. By which, they mean the notifications in settings that upsell iCloud, or when News or Apple Music opens, there is a prompt to subscribe to the service. Can they be invasive? I suppose so, but I believe the GP is exaggerating somewhat. There are far more egregious examples in Google and Microsoft properties (cue something about Apple being the richest...)
There also appears to be an issue when connecting or plugging in headphones where Music.app opens automatically. I've tried to replicate this in Monterey and Ventura using AirPods, Beats and Sony MDR-7506 without success. Researching online suggests that this is a LaunchAgent/LaunchDaemon or cache problem. In short, it's a relatively simple bug to fix. Certainly annoying, but anyone with the tiniest bit of experience - especially in a field like DevOps - should be able to diagnose and correct.
The regular Windows ones. Nag notifications, Edge updates, search bar intrusion, that sorta thing. Nothing in the terminal app itself; the recent rewrite did a world of good for it.
Have you ever used a Windows machine?