People also forget (or may not know, since they post-date the use of print telephone directories) that you could opt out of being in the Yellow Pages. You can't do that with credit headers, or even, practically speaking, with credit cards.
> or even, practically speaking, with credit cards.
Yes you can opt out even with credit cards, and you can also do it for minor children in 5 easy steps:
1 clone your trust document
2 IRS.com and get TIN for trust
3 open trust savings account at bank
4 put funds in account
5 get the bank's 'secured credit card' offer in which they lock the funds
If you quibble that a secured credit card is not a real credit card, then just get the debit card.
