If by 'SWAT-like' you mean cops with guns, body armor, breaking down a door at first light, yes.
to collect on a debt?
Investigating fraud.
This is not a new thing - the police have been doing things like this for years now.
Fast entry makes sense if you have dangerous men, ready to shoot it out. But for white collar crime, when the suspects are known to be meek as lambs ... not so much.
If there is computer data, all it takes is a couple seconds for an industrious suspect to begin destroying evidence. MP5s or M4s would be totally unnecessary, but fast entry and pulling the power cords ASAP might be reasonable.
I'd have to be a judge and see their request for a warrant...
Most people are not hackers. If they've got evidence of wrong doing on their hard drive it's likely kept in Excel. Wipedisk - whazzat? I send my file to Recycle and it's gone, right?
If you think your suspect is going to execute a 'wipe disk' operation, then don't knock down their damn door, catch them when they're out and about and away from their computer.
If by 'SWAT-like' you mean cops with guns, body armor, breaking down a door at first light, yes.
to collect on a debt?
Investigating fraud.
This is not a new thing - the police have been doing things like this for years now.
Fast entry makes sense if you have dangerous men, ready to shoot it out. But for white collar crime, when the suspects are known to be meek as lambs ... not so much.