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> And some time in the near future your credit score will suck if you don't have a social media footprint.

People will just create fake accounts that "like" things like "saving money" and "paying off debt."



Sure but anyone judging your credit score isn't looking for that. "Paying off debt but not too quickly" or "Carrying enough debt to accrue interest without defaulting" are more likely what they would want to see.




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