Not really true. People want to be safe and secure, but they often don't have enough money. For example: Last summer I visited Georgia and Armenia. What I saw in ordinary flats was basically screaming "I will catch fire soon" - but richer places had security taken care of just like your or my own house, even though it's not really a requirement.

If it was a requirement (theoretically it is , but it's not enforced), most places would have no electricity at all. Same with cars: these people drive really old junk (literally) cars that are visibly (often seriously) crashed and you wouldn't be able to use them in other places, but they don't have an alternative. They'd like a nice and safe car like everyone does (and they buy them if they have enough money), but it's either this or nothing, no regulator can change that.